There is a $100.00 minimum deposit required to open an account. No interest accrues on a balance of less than $50.00. All withdrawals over three (3) during a statement cycle will be assessed an excess withdrawal charge at the rate of $2.00 per withdrawal. Per regulation, you may not exceed six (6) telephone or online banking transfers per month. Any account closed prior to being six months old will be charged a $5.00 closing fee. Any withdrawal made within 30 days of opening the account will be charged $5.00 per withdrawal.
Interest is accrued on a simple interest basis and will be paid monthly for savings, N.O.W., and money market
- Valid photo ID
- Social Security Number
- Proof of physical address
- For list of other acceptable identification documents, please contact New Accounts department 229-263-7575