This is our privacy notice for our customers. When we use the words “you” and “your”, we mean the following types of customers :
All of our consumer customers who have a continuing relationship with us, such as:
- Deposit Account
- Loan Account
- Credit Card/Debit Card
- Safe Deposit Box
- Self-directed Individual Retirement Account where we act as custodian or trustee.
We will tell you the sources of nonpublic personal information we collect on our customers. We will tell you what measures we take to secure that information.
We first define some terms:
- The words “we”, “our” and “us” mean The Citizens National Bank of Quitman.
Nonpublic personal information means information about you that we collect in connection with providing a financial product or service to you. Nonpublic personal information does not include information that is available from public sources, such as telephone directories or government records.
An affiliate is a company that we own or control, a company that owns or controls us, and/or a company that is owned or controlled by the same company that owns or controls us. Ownership does not mean complete ownership, but means owning enough to have control.
A nonaffiliated third party is a company that is not an affiliate of ours.
We collect nonpublic personal information about you from the following sources:
- Information we receive from you on applications or other forms;
- Information about your transactions with us;
- Information about your transactions with nonaffiliated third parties;
- Information from a consumer reporting agency.
We restrict access to nonpublic personal information about you to those employees who need to know that information to provide products or services to you. We maintain physical, electronic and procedural safeguards that comply with federal regulations to guard your nonpublic personal information.
Since we value our customer relationship with you, we will not disclose your nonpublic personal information to nonaffiliated third parties except as permitted by law.
We do not disclose nonpublic personal information about former customers.